Mor
Mortgage Rates
Topic
72.7%
Accuracy
Recent Predictions
Incorrect: 3
Pending: 213
Prediction
Author
Predicted at
Status
Video
Mortgage rates for 2026 are predicted to average around 6.1%, with a volatile range between 5.5% and 6.5%.
"I said last year I think the range is going to be 5 1/2 to 6 and 1/2. Sticking with that. I said the..."
Jan 23, 2026
Pending
UBS predicts that the proposed move by Fannie Mae and Freddie Mac could lower mortgage rates by 0.1% to 0.25%.
"according to UBS, the bank, what they say is that this move can bring mortgage rates down by somewhe..."
Jan 10, 2026
Correct
The average mortgage rate for 2026 is predicted to be around 6.1%, with rates staying within a range of 5.5% to 6.5%.
"I said in my December mortgage rate forecast that I think we are going to have mortgage rates stay i..."
Jan 9, 2026
Pending
It is generally expected that mortgage rates will begin to decline in 2026, prices may soften but not collapse, and affordability may slightly improve for buyers, though not significantly.
"Generally, I do worry that AI valuations are getting a bit out of hand. It seems a bit frothy. There..."
Jan 5, 2026
Pending
Mortgage rates have a high probability of being higher in a couple of years.
"I think there's a very good chance that mortgage rates are higher in a couple of years."
Jan 5, 2026
Pending
Mortgage rates are predicted to be higher in the next two years.
"I think there's a very good chance that mortgage rates are higher in a couple of years."
Jan 5, 2026
Pending
Lower interest rates are expected to lead to a decrease in mortgage rates.
"And if we see lower interest rates, that could also bring down mortgage rates."
Dec 27, 2025
Correct
Mortgage rates are predicted to stay in the low 6% range, potentially dropping into the high 5% range, in 2026.
"They will hopefully stay in the low sixes, maybe even get into the high fives."
Dec 22, 2025
Pending
A potential replacement for Jerome Powell in 2026, driven by President Trump's preference for aggressive interest rate cuts, could lead to lower mortgage rates.
"So if Jerome Powell is replaced by somebody who wants to aggressively cut interest rates in 2026 lik..."
Dec 22, 2025
Pending
Mortgage rates are expected to continue a slight downward trend in 2026, but without any dramatic declines.
"I think there's good momentum here that mortgage rates could keep coming down a little bit, but are ..."
Dec 22, 2025
Pending
Mortgage rates are predicted to continue falling.
"Yeah, I think everything will fall."
Dec 19, 2025
Pending
Mortgage rates will continue to decrease in 2026.
"My guess is this will continue over the next year. You'll continue to see mortgage rates go lower an..."
Dec 16, 2025
Pending
Average mortgage rates to be 6.1% to 6.2% in 2026.
"My average [mortgage rates] would probably be about 6.1 to 6.2% [for 2026]."
Dec 16, 2025
Pending
The recent Fed rate cut will have no significant impact on long-term fixed rate residential mortgages.
"when it comes to long-term fixed rate residential mortgages, I think this is a big nothing."
Dec 11, 2025
Pending
Mortgage rates are likely not to fall as significantly as commonly expected.
"rates are very volatile and they are likely not going to fall as much as people think."
Dec 11, 2025
Pending
Mortgage rates for 2025 were predicted to be in the 6.2% to 6.4% range.
"I think I actually nailed it this year and one year ago said this is about where we would be [6.2% t..."
Dec 1, 2025
Pending
Mortgage rates are predicted to decrease slightly in 2026.
"If I had to predict right now, I think mortgage rates will move down a little bit in 2026."
Dec 1, 2025
Pending
Mortgage rates in 2026 are predicted to stay within a range of 5.6% and 6.6%.
"my base case for mortgage rates in 2026 is for them to stay in a range of 5.6 and 6.6%."
Dec 1, 2025
Pending
The average mortgage rate for 2026 is predicted to be close to 6%, specifically in the 5.8% to 6.2% range.
"If you ask me to pick a average for the whole year next year I'd just say it's close to 6%. You know..."
Dec 1, 2025
Pending
Mortgage rates were predicted to be between 6% and 6.5% in November and December 2025.
"And I said that, you know, in November and December of 2025, they would be in the low sixes, between..."
Nov 14, 2025
Pending
Mortgage rates for a 50-year loan are likely to be higher than those for a 30-year loan.
"But the rates for a 50-year are likely to be higher than a 30-year, just like rates for a 30-year ar..."
Nov 10, 2025
Pending
A reduction in mortgage rates from 6.5% to 4% would significantly lower monthly housing costs.
"If we go from a 6 1/2% mortgage that we have now to a 4% mortgage, it is going to make your monthly ..."
Nov 3, 2025
Incorrect
Mortgage rates are expected to remain in the low to mid-six percent range for the remainder of 2025.
"for the rest of 2025, I'm expecting things to be pretty similar to what we've seen recently, probabl..."
Oct 31, 2025
Pending
Mortgage rates will not change significantly in 2026.
"I've been saying mortgage rates aren't moving that much and that hoping the Fed will make investing ..."
Oct 31, 2025
Pending
Mortgage rates are expected to remain in the low to mid-six percent range for the remainder of 2025 and are unlikely to change much throughout 2026.
"for the rest of 2025, I'm expecting things to be pretty similar to what we've seen recently, probabl..."
Oct 31, 2025
Pending
Future Fed rate cuts are predicted not to automatically result in mortgage rate declines, and investors should not count on this.
"as we get more rate cuts in the next year or so... that does not mean more mortgage rate declines. A..."
Oct 31, 2025
Pending
There is a chance mortgage rates will be higher in five years (by late 2030) compared to current rates.
"I actually think there's a chance that mortgage rates will be higher in five years than they are tod..."
Oct 31, 2025
Pending
There is a chance that mortgage rates will be higher in five years (by late 2030) compared to current levels.
"I actually think there's a chance that mortgage rates will be higher in five years than they are tod..."
Oct 31, 2025
Pending
Fed rate cuts will not lead to a decrease in residential mortgage rates.
"can we please stop celebrating Fed rate cuts like they are definitely going to bring down residentia..."
Oct 30, 2025
Pending
Future Federal Reserve rate cuts will not lead to a decrease in residential mortgage rates.
"can we please stop celebrating Fed rate cuts like they are definitely going to bring down residentia..."
Oct 30, 2025
Pending
Predicted that mortgage rates will begin to trend downwards.
"mortgage rates begin to trend back down."
Oct 29, 2025
Correct
Mortgage rates are predicted to remain largely stable without significant movement.
"Personally, I don't think mortgage rates are going to move much in any direction."
Oct 29, 2025
Pending
Mortgage rates are predicted to potentially drop from current 6% levels to 5% within two years.
"Today, it's a little bit of a higher rate environment, right? So, you know, rates are maybe 6%. But ..."
Oct 29, 2025
Pending
Mortgage rates are predicted to slightly decrease in the next one to two years.
"I think the most likely course for mortgage rates in the next year or two is probably slightly down."
Oct 29, 2025
Pending
Mortgage interest rates are predicted to fall to around 5% within the next two years.
"But in two years, they might be five."
Oct 29, 2025
Pending
Mortgage rates are predicted to remain relatively stable, without significant movement in either direction.
"Personally, I don't think mortgage rates are going to move much in any direction"
Oct 29, 2025
Pending
The Mortgage Bankers Association predicts average 30-year fixed mortgage rates will rise to 6.4% by October 2026.
"the mortgage bankers association is expecting the opposite. They are saying that the average 30-year..."
Oct 28, 2025
Pending
Fannie Mae predicts average mortgage rates will reach 5.9% by October 2026.
"Fanny May does expect rates to come down to about an average of 5.9% a year from now."
Oct 28, 2025
Pending
Reputable forecasters (including Fannie Mae and MBA) do not predict significant movement in mortgage rates in either direction.
"neither forecaster or any other forecaster that's reputable and that I have seen thinks that mortgag..."
Oct 28, 2025
Pending
Fannie Mae predicts average 30-year fixed mortgage rates will be 5.9% by October 2026.
"Fanny May does expect rates to come down to about an average of 5.9% a year from now."
Oct 28, 2025
Pending
Mortgage Bankers Association predicts average 30-year fixed mortgage rates will increase to 6.4% by October 2026.
"the mortgage bankers association is expecting the opposite. They are saying that the average 30-year..."
Oct 28, 2025
Pending
Author predicts mortgage rates will not experience significant movement in either direction based on reputable forecasts.
"neither forecaster or any other forecaster that's reputable and that I have seen thinks that mortgag..."
Oct 28, 2025
Pending
Mortgage rates are predicted to come down a little bit.
"I think they'll probably come down a little bit"
Oct 24, 2025
Pending
Mortgage rates are expected to decrease slightly.
"if mortgage rates stay even where they are right now, and I think they'll probably come down a littl..."
Oct 24, 2025
Pending
Mortgage rates are predicted to experience high volatility in the months following October 2025.
"Remember, mortgage rates are likely to be very volatile in the next couple of months."
Oct 22, 2025
Pending
Mortgage rates are predicted to be very volatile over the next few months.
"Remember, mortgage rates are likely to be very volatile in the next couple of months."
Oct 22, 2025
Pending
Mortgage rates are predicted to decrease slightly in the coming years.
"Although I am hopeful that mortgage rates will come down a little bit in the coming years"
Oct 17, 2025
Pending
Mortgage rates are predicted to remain stable and not move for a little while.
"mortgage rates haven't moved and might not move for a little while"
Oct 13, 2025
Pending
Mortgage rates are expected to dip slightly by the end of 2026, remaining within the 6-7% range, potentially closer to 6%.
"We're expecting mortgage rates to dip down a little bit by the end of 2026, but we still expect it t..."
Oct 10, 2025
Pending
If the Federal Reserve fails to meet market expectations for rate cuts, mortgage rates may increase.
"So, if the Fed doesn't deliver on all the rate cuts that the market is expecting, mortgage rates mig..."
Oct 10, 2025
Pending