Mor
Mortgage Rates
Topic
72.7%
Accuracy
Recent Predictions
Incorrect: 3
Pending: 111
Unrated: 0
Prediction
Author
Predicted at
Status
Video
UBS predicts that the proposed move by Fannie Mae and Freddie Mac could lower mortgage rates by 0.1% to 0.25%.
"according to UBS, the bank, what they say is that this move can bring mortgage rates down by somewhe..."
Jan 10, 2026
Correct
It is generally expected that mortgage rates will begin to decline in 2026, prices may soften but not collapse, and affordability may slightly improve for buyers, though not significantly.
"Generally, I do worry that AI valuations are getting a bit out of hand. It seems a bit frothy. There..."
Jan 5, 2026
Pending
Lower interest rates are expected to lead to a decrease in mortgage rates.
"And if we see lower interest rates, that could also bring down mortgage rates."
Dec 27, 2025
Correct
The speaker posits a scenario where mortgage rates fall from 6-6.5% to 4% within 12 months.
"If mortgage rates were to fall from 6 6 1/2% where they are today, let's just say 4%. In 12 months, ..."
Dec 27, 2025
Incorrect
A potential replacement for Jerome Powell in 2026, driven by President Trump's preference for aggressive interest rate cuts, could lead to lower mortgage rates.
"So if Jerome Powell is replaced by somebody who wants to aggressively cut interest rates in 2026 lik..."
Dec 22, 2025
Pending
A hypothetical drop to a 4% mortgage rate would likely incentivize a significant number of people to begin house hunting again due to reduced monthly payments.
"If we saw hypothetically a 4% mortgage rate, what do you think is going to happen? A lot of people a..."
Dec 22, 2025
Correct
The Federal Reserve Bank's actions are expected to decrease Treasury yields, leading to a subsequent reduction in mortgage rates.
"the Federal Reserve Bank is hoping that they're going to lower Treasury yields, which will then hope..."
Nov 24, 2025
Correct
A reduction in mortgage rates from 6.5% to 4% would significantly lower monthly housing costs.
"If we go from a 6 1/2% mortgage that we have now to a 4% mortgage, it is going to make your monthly ..."
Nov 3, 2025
Incorrect
Predicted that mortgage rates will begin to trend downwards.
"mortgage rates begin to trend back down."
Oct 29, 2025
Correct
Mortgage rates reached historically low levels, never before seen in modern American history.
"Mortgage rates were the lowest that we have ever seen ever in the history of American modern history..."
Oct 25, 2025
Correct
Aggressive interest rate cuts by the Fed in 2026 are predicted to lower mortgage rates by outweighing other influencing factors.
"Well, for the rest of 2025, investors have an idea of what the Federal Reserve Bank wants to do. May..."
Oct 9, 2025
Pending
To understand future mortgage rate movements, one should pay attention to the four discussed factors over the next 12 months and not just headlines.
"But they're all pushing the mortgage market in different directions, which is why you want to pay at..."
Oct 9, 2025
Pending
Predicted that mortgage rates will eventually go back up.
"Eventually, those mortgage rates are going to have to go back up like we've already started to see."
Aug 27, 2025
Incorrect
An aggressive drop in mortgage rates is predicted to lead to a surge in refinances and potentially an increase in home buying and housing prices.
"And yes, if we do see an aggressive drop in mortgage rates, you'll probably see a surge in refinance..."
Aug 14, 2025
Pending
Predicted mortgage rates will decrease.
"the mortgage rate has to come down"
Aug 13, 2025
Correct
Predicted mortgage rates will decrease.
"the mortgage rate has to come down"
Aug 13, 2025
Correct
A decrease in mortgage rates is expected to increase demand in the housing market by attracting more buyers.
"And while we can't exactly predict where mortgage rates are going to go, what we do generally know i..."
Jul 11, 2025
Pending
Rising Treasury yields are predicted to lead to an increase in mortgage rates.
"If Treasury yields rise, so do mortgage rates."
Jul 11, 2025
Pending
A decrease in Treasury yields is expected to allow banks to offer lower mortgage interest rates.
"If Treasury yields fall, well, that gives your bank breathing room to charge you lower interest rate..."
Jul 11, 2025
Pending
Mortgage rates are expected to remain elevated for an extended period, with the era of 3% rates considered over.
"the central expectation is that mortgage rates are going to remain higher for longer the days of 3% ..."
Jun 29, 2025
Pending
Mortgage rates are predicted to fall to 5% or lower due to factors of time and a potential recession.
"The short answer is probably yeah. But the follow-up question is when will that happen? I'll show yo..."
Jun 16, 2025
Pending
The average 30-year fixed mortgage rate was 6.12% in April 2025.
"the average 30-year fixed mortgage rate is 6 12%"
Jun 7, 2025
Pending
A potential decrease in mortgage rates could increase demand, which might stabilize or prevent housing prices from falling further.
"mortgage rates could potentially go down to increase demand. Again, let's start by talking about the..."
Jun 7, 2025
Pending
Hypothetically, if mortgage rates dropped to 5%, demand for housing could significantly increase.
"if interest rates do fall and let's just say hypothetically mortgage rates were to go down to 5% tha..."
Jun 7, 2025
Pending
Consumers looking to finance major purchases or refinance existing debt should not anticipate a significant reduction in interest rates from banks.
"so if you're thinking about buying a house buying a car with debt or refinancing your debt you might..."
Feb 15, 2025
Pending
Due to increased costs, the home affordability for a $60,000 income is significantly lower in 2025 compared to when rates were 3%.
"but now with cost having increased the final number is significantly lower today in 2025"
Feb 12, 2025
Pending
With mortgage rates at 3%, a $60,000 income was sufficient to afford a $315,000 home.
"when mortgage rates were down at 3% a $60,000 income was enough to afford a home in the $315,000 pri..."
Feb 12, 2025
Pending
Donald Trump aims to reduce mortgage rates from approximately 7% to 3%.
"so now what can Trump do to actually bring mortgage rates down from around 7% down to 3%"
Feb 6, 2025
Pending
Prediction that 3% mortgage rates might be seen in 2025 or 2026.
"we think 3% maybe even lower than that but will we actually see 3% mortgage rates in 2025 or 2026"
Feb 6, 2025
Pending
A decrease in mortgage rates could incentivize more people to sell their houses.
"if mortgage rates were to fall you could potentially see more people saying hm now it makes sense fo..."
Feb 6, 2025
Pending
Mortgage rates are predicted to remain volatile and at higher levels.
"mortgage rates will remain volatile but on the high side"
Jan 29, 2025
Pending
Mortgage rates increased throughout 2024.
"if we take a look at mortgage rates over 2024 mortgage rates actually went up across the year in 202..."
Jan 4, 2025
Pending
Significant decreases in mortgage rates in 2025 are unlikely without major economic events.
"we might not see a big drop in mortgage rates in 2025 unless something major happens"
Jan 3, 2025
Pending
Mortgage rates, after reaching a two-year low in September, are climbing back towards 7% due to expectations of delayed Federal Reserve interest rate cuts.
"Mortgage rates which fell to a 2-year low in September have been approaching 7% again on expectation..."
Jan 2, 2025
Pending
There is concern that mortgage rates will not decrease significantly in 2025, particularly if the Federal Reserve adopts a less aggressive stance on interest rate cuts.
"The concern is that mortgage rates are not going to fall as aggressively in 2025 especially if the F..."
Jan 2, 2025
Pending
A substantial decrease in mortgage rates is not expected; they might settle around 6%.
"It doesn't look like we're going to see a big drop in mortgage rates maybe they'll come down to arou..."
Jan 2, 2025
Pending
Mortgage rates are not expected to decrease in line with Federal Reserve interest rate cuts.
"mortgage rates will not decline in tandem with the Federal Reserve Bank cutting interest rates"
Jan 1, 2025
Pending
Zillow anticipates mortgage rates to be lower by the end of 2025 compared to the beginning of the year, with potential volatility.
"our best educated guess is that mortgage rates will be lower by the end of 2025 than they will be at..."
Dec 28, 2024
Pending
Redfin forecasts mortgage rates to remain around 7% throughout 2025.
"they believe the mortgage rates will stay high at around 7% through 2025"
Dec 28, 2024
Pending
Higher treasury yields are expected to lead to higher mortgage rates.
"higher treasury yields generally mean higher mortgage rates"
Dec 19, 2024
Pending
Mortgage rates were predicted to soften slightly in 2025.
"my entire thesis was that the rates will likely continue to soften at least a little bit in 2025"
Dec 19, 2024
Pending
It is uncertain whether falling mortgage rates will lead to supply outpacing demand or vice versa in the housing market.
"if mortgage rates were to actually Fall Would Supply outpace demand or would demand outpace Supply"
Dec 16, 2024
Pending
A potential cut in Federal Reserve interest rates is expected to lead to lower mortgage rates.
"the Federal Reserve Bank now is talking about cutting interest rates to continue stimulating the eco..."
Dec 4, 2024
Pending
Donald Trump is expected to pressure the Federal Reserve to lower interest rates, which in turn should lead to lower mortgage rates.
"Trump wants to cut interest rates. He wants to cut mortgage rates. Although he doesn't have that dir..."
Nov 27, 2024
Pending
While Trump cannot directly set mortgage rates, his administration's policies may lead to lower rates, making it more attractive for homeowners to sell and move.
"And then the third part to Trump's plan here is he also has been promising lower mortgage rates. Now..."
Nov 23, 2024
Pending
Mortgage rates are likely to rise due to increasing 10-year Treasury yields, even though the Federal Reserve has cut interest rates. This suggests the 10-year yield is a primary driver for mortgage rate changes.
"And the 10-year yield has been rising despite the Federal Reserve Bank cutting interest rates. ... A..."
Nov 16, 2024
Pending
30-year mortgage rates dropped below 6% in September, but subsequently rose as the Federal Reserve indicated a less aggressive approach to interest rate cuts, leading to an increase in the 10-year yield.
"The 30-year mortgage rate fell a little bit below 6% in September. But then after the Federal Reserv..."
Nov 1, 2024
Pending
Due to rising mortgage rates, a typical home buyer's purchasing power has decreased, reducing the affordable home price from $475,000 to $442,000 in a short period.
"in September, a typical home buyer could afford a $475,000 home. Today with mortgage rates jumping u..."
Nov 1, 2024
Pending
On September 17th, 30-year fixed-rate mortgages were available for just under 6%.
"On September 17th, if you wanted to get a 30-year fixed rate mortgage for the first time, you could ..."
Oct 28, 2024
Pending
Mortgage rates are predicted to fall to 4.5% in the coming months and years.
"And if mortgage rates are to fall to 4.5% in the coming months and years, then that same mortgage wo..."
Sep 23, 2024
Pending